Risks Relating to John Hancock. Investing involves risks, including the potential loss of principal. The lowest investment-grade rating is Baa3. An investment in this portfolio is not insured or guaranteed by The Federal Deposit Insurance Corporation or any other government agency. Peer Group Performance: With respect to the Funds that display a Peer Group Performance. For further details, please refer to the Offering Statement and Declaration of Trust. the John Hancock Stable Value Fund Service Provider Supplemental Disclosure under ERISA 408(b)(2), if your plan has selected the John Hancock Stable Value Fund as an Investment Option for its Contract Q2 Who would be considered a "Covered Service Provider" for our plan? These investment options may be sub-accounts (pooled funds) investing directly in underlying mutual fund, collective trusts, or ETFs, or they may be Guaranteed Interest Accounts.The Funds offered on the JH Signature platform are classified into five risk categories. Under the agreement, the insurance company credits participant account balances with a guaranteed rate (the crediting rate); maintains a constant, daily, per-share price for transactions; and provides liquidity. The stable value data is also reflected in the Fiduciary Focus Toolkit and FirmPlus applications. Benchmark index. It is co-managed. Get the latest John Hancock Bond Fund Class R6 (JHBSX) real-time quote, historical performance, charts, and other financial information to help you make more informed trading and investment decisions. To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research. Indexes are unmanaged and cannot be invested in directly. JSCCX | A complete John Hancock Small Cap Value Fund;R6 mutual fund overview by MarketWatch. JHancock Disciplined Value R6 14.07% 19.33% -9.47% 22.79% 1.74% 30.24% -4.32% 1.24% S&P 500 Total Return 11.96% 21.83% -4.38% 31.49% 18.40% 28.71% -18.11% 8.31% JPMorgan US Value R6 15.35% 17.71% -7.25% 28.48% 4.80% 27.50% -2.08% 1.25% American Funds American Mutual R6 14.53% 17.99% -1.78% 22.12% 5.10% Gear advertisements and other marketing efforts towards your interests. As of Mar 31 2023. For more details, see Risk Disclosures section of this booklet. Performance information current to the most recent month-end is available on our website myplan.johnhancock.com. Current Stable Value Fund List. Such trade restrictions may be more restrictive than the above guidelinesRestricting the number of exchanges made during a defined periodRestricting the dollar amount of exchangeRestricting the method used to submit exchanges (e.g., requiring exchange requests to be submitted in writing via U.S. mail)Restricting exchanges into and out of certain investment options Participants can read about the short-term trading policy at myplan.johnhancock.com under the "modify your account - change account" feature. It is not intended to provide investment, tax, plan design, or legal advice (unless otherwise indicated). The content of this website is for general information only and is believed to be accurate and reliable as of the posting date, but may be subject to change. Withdrawals that are the result of plan sponsor actions may be subject to a market value adjustment or paid out after a 12-month delay.The FER for the underlying fund includes an advisory fee payable to John Hancock Life Insurance Company (U.S.A.) for services provided to the Trustee, as well as a management fee to John Hancock USA and/or its affiliates in connection with the management of one of the underlying investments. Any difference between the market value and book value will be taken into consideration when setting future crediting rates. Morningstar data is 2023 by Morningstar, Inc. All rights reserved. Asset class/Investment style : Asset class refers to the broad category of investments the portfolio, or underlying fund, currently holds. Stable value portfolios typically are invested in a diversified portfolio of bonds and entered into wrapper agreements with financial companies to prevent fluctuations in their share prices. Moody's appends numerical modifiers 1, 2, and 3 to each generic rating classification from Aa through Caa. Many fixed income investments face the risk that the securities will decline in value because of changes in interest rates. The cumulative effect of fees and expenses can substantially reduce the growth of your retirement account. However, if the book value of the Fund exceeds the market value of underlying securities, the stabilizing agreements provide that the payment of certain withdrawals may be delayed for up to 12 months unless the plan or the participant requesting the withdrawal elects to accept such payment subject to a market value adjustment. Past performance is no guarantee of future results and current performance may be lower or higher than the performance quoted. Standard Deviation is defined by Morningstar as a statistical measurement of dispersion about an average, which, for an underlying fund, depicts how widely the returns varied over a certain period of time.The placement of each investment option's risk/return category is subject to change. Asset-backed securities include interests in pools of residential or commercial mortgages, debt securities, commercial or consumer loans, or other receivables. Marketing support services are provided by John Hancock Distributors LLC. The ticker symbols do not directly apply to the John Hancock sub-account and therefore any public information accessed using these symbols will not reflect the unit value of the subaccount, nor will such information reflect sub-account, contract-level or participant-level charges under your plan's group annuity contract. Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. John Hancock Disciplined Value Mid Cap Fund R6 1. This fund is the John Hancock. Prudent fiduciaries should understand stable value and the differences between insurance company accounts andcommingled funds. The prospectuses (or Offering Memorandum/Trust Documents) for the sub-accounts underlying funds contain complete details on investment objectives, risks, fees, charges and expenses as well as other information about the underlying funds which should be carefully considered before investing. In order to change your password, we need to verify your identity. Default by a Stability Provider could result in participant withdrawals from the fund at less than book value. The fund's right to receive payments for the benefit of, and its ability to distribute payments to, plan participants depends on the timely liquidation of separate account assets. Home Funds Stable Value Fund Seeks to deliver intermediate-bond-like returns while seeking to maintain a stable net asset value Highlights Literature Performance Expenses Objective The fund seeks to preserve principal and achieve high current income through a diversified portfolio of high-quality investment contracts. Source: Morningstar Direct for Mutual Funds, as of the most recent month end. Past performance is no guarantee of future results and current performance may be lower or higher than the performance quoted. AThe amounts displayed below represent the gross and net expense ratios of the underlying fund in which the sub-account invests. We sell different types of products and services to both investment professionals and individual investors. ****Expense Ratio (ER) This material shows expenses for a specific unit class for investment options available under a John Hancock group annuity contract. Refer to the prospectus of the underlying fund for details.When calculating the Expense Ratio of the sub-account, the net expense ratio of the underlying fund is used. Product features and availability may differ by state. Unless otherwise specifically stated in writing, each such company does not, and is not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity. Funds with scores in the top 10% of each category receive 5 stars (highest); the next 22.5%, 4 stars (above average); the next 35%, 3 stars (average); the next 22.5%, 2 stars (below average); and the bottom 10%, 1 star (lowest). There is no guarantee that any investment strategy will achieve its objectives. However, the default of a Stability Provider and an inability to obtain a replacement Stabilizing Agreement could render the fund unable to pay withdrawals at book value. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York). The fixed income portfolios are managed to provide current income with a "AA" minimum average credit quality objective. Past performance is no guarantee of future results. Contact your John Hancock representative if you wish to obtain a copy. All rights reserved. Due to abnormal market conditions or redemption activity the fund may temporarily invest in cash and cash equivalents. Fixed income, or bond Funds are often categorized by the duration and credit quality of the bonds held in the underlying fund. The fund invests a portion of its assets (including cash and cash equivalents) in a separate account of John Hancock Life & Health Insurance Company (JHLH). We also respect individual opinionsthey represent the unvarnished thinking of our people and exacting analysis of our research processes. The fixed income . To preserve capital and provide stability of principal while earning current income that exceeds money market rates over the long term.The Fund is invested primarily in diversified fixed income funds and separately managed bond accounts run by internal and external sub-managers selected by John Hancock in its capacity as advisor to the Fund and Performance data reflects changes in the prices of a sub-account's investments (including the shares of an underlying mutual fund, collective trust, or ETF), reinvestment of dividends and capital gains and deductions for the sub-account charges.The performance data presented represents past performance. Securities are offered through John Hancock Distributors LLC, member FINRA, SIPC.NOT FDIC INSURED. Equity, or stock underlying funds may be categorized by the size of the securities in which the fund invests (market capitalization). [RESEARCH NOTE] Molecular Detection of Cryptosporidium from Animal Hosts in the Philippines. Learn how it impacts everything we do. 4A. Ultrashort is defined as 25% of the three-year average effective duration of the MCBI. We have sent an authorization code to the email address on file. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive. Performance charts for John Hancock Stable Value Portfolio Fund (JMGWX) including intraday, historical and comparison charts, technical analysis and trend lines. NOT FDIC INSURED. How we use your information depends on the product and service that you use and your relationship with us. Click the link in the email to finish setting up your dashboard. An insurance company accounts safety depends on the financial strength of the issuer. "Underlying fund" includes the underlying mutual fund, collective trust, or ETF in which a sub-account invests. Interest Rate Risk for Fixed Income. Please check your email for password reset instructions. We have sent an email to {0}. The credit quality breakdown does not give effect to the impact of any credit derivative investments made by the fund.Moody's The rating scale, running from a high of Aaa to a low of C, comprises 21 notches. While an insolvency of JHLH should not diminish the assets of the Separate Account, it could delay the timing of payments to plan participants.
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